looks pretty good to me.
i'm plumbing a similar setup on a 100g acrylic tank right now. i was planning on using two mag drive pumps (either 5's or 7's) on two separate closed loops. my returns will be through locline hose but i like the idea of the return setup in the liverock.
as far as a pump for the main return... i guess it depends on whether or not you were set on running the refugium on the same pump. i considered this as well and decided to run the refug on a separate
submersible pump then
gravity feed it back into the sump...this way you can go real low flow through the refugium while keeping a high turnover rate for the main return