Sara, Lights of a particular wattage are going to produce X amount of heat, the design of the housing has to factor in dealing with the heat produced.
The prefab housing I saw use fans to disperese heat, and if they are suspended over the tank with an air space between them and the water surface , heat transfer will be less, but with hanging lights you get a lot of light spill into the room that isnt lighting the tank , a well designed and ventilated canopy will address all these issues, gnd along with good reflectors give the tank maximum light with minimal heat build up, its all about venting off heat and water evaporation for cooling

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