think about it this way. watts equals heat. no way around that.
i have not had a problem with any of my Velocities overheating. i have seen T4's overheating, i think the pump does not really like to run that wide open, needs some head pressure to be happy.
external pumps that have a wet end will not heat the water. pumps like Sequence and Ampmaster have a shaft driven wet end that is completely seperated from the motor. as long as these pumps are not enclosed with the body of water than there should be very minimal heat transfer to the water column.
G~