| General Reef Discussion In this forum we discuss issues related to keeping marine and reef aquariums in a friendly flame-free environment. |
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03-15-2006, 06:55 AM
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#1
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Little Fishy
Join Date: Feb 2005
Location: Canada
Posts: 152
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The Dam Broke!!!
Woke up yesterday hearing a funny noise. While approaching the living room my heart sunk amid wet feet as I saw my 50 G tank with about 3 inches of water in it!! The caniaster filter under the cabinet popped a line. Although the manufacturer says no clamps are required I now now better.
Thought I lost everything, fish seemed stressed corals all limp and slimmy looking.Well put hose back on(with clamps) and added ro/di water throughout the day and suprisingly ALL has come back to life. Now the hardwood floor wasn't as lucky. Time to call the insurance adjustor.
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03-15-2006, 07:00 AM
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#2
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The Bitter Mod
Join Date: Apr 2005
Location: Atlanta
Posts: 5,417
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Quote:
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Originally Posted by rookie50
Woke up yesterday hearing a funny noise. While approaching the living room my heart sunk amid wet feet as I saw my 50 G tank with about 3 inches of water in it!! The caniaster filter under the cabinet popped a line. Although the manufacturer says no clamps are required I now now better.
Thought I lost everything, fish seemed stressed corals all limp and slimmy looking.Well put hose back on(with clamps) and added ro/di water throughout the day and suprisingly ALL has come back to life. Now the hardwood floor wasn't as lucky. Time to call the insurance adjustor.
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That sucks.
__________________
We will teach our twisted speech
To the young believers
We will train our blue eyed men
To be young believers
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03-15-2006, 07:13 AM
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#3
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Little Fishy
Join Date: Oct 2005
Location: Punta Gorda Florida
Posts: 405
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That really suck. What kind of caniaster filter do you have?
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03-15-2006, 07:16 AM
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#4
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Admin/ Super mod
Join Date: Aug 2003
Location: New Castle, Delaware
Posts: 20,290
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Well glad the tank dwellers are doing better.
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Tim
need something to read? just ask me.
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03-15-2006, 07:22 AM
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#5
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I've got the REEF rash!
Join Date: Nov 2004
Location: New Jersey
Posts: 25,608
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Oh that sucks but Hawaii had a real dam break and took out houses and streets.
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03-15-2006, 08:46 AM
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#6
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Little Fishy
Join Date: Sep 2005
Location: Suwanee, Georgia
Posts: 175
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For a minute there I thought he was in Hawaii too. Sorry about the floor, I feel for you. The good thing is that the inhabitants are doing ok BTW, I didn't think that home owner insurance covered these type accidents. Don't know where I heard this.
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03-15-2006, 08:52 AM
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#7
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The Muddy Mod
Join Date: Dec 2005
Location: Uxbridge, MA
Posts: 5,052
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That really sux. I'm glad the creatures are ok. Good luck with the insurance.
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03-15-2006, 09:18 AM
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#8
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BIG SMELLY MOD
Join Date: Dec 2004
Location: Livingston Parish, Denham Springs, Louisiana
Posts: 16,909
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Sorry to hear about it.
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Vince aka VINNIE
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03-15-2006, 09:19 AM
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#9
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The Ninja MOD
Join Date: Mar 2004
Location: Planet P.....Why Me?
Posts: 12,563
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Sorry to hear about your flood. Hope the insurance company will help you out.
R
__________________
If you feel so empty, so used up, so let down,
If you feel so angry, so ripped off, so stepped on,
You're not the only one refusing to back down
You're not the only one
So get up
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03-15-2006, 09:33 AM
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#10
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Just some guy, you know?
Join Date: Sep 2005
Location: West of Dimples
Posts: 18,416
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Sorry to hear, Insurance usually covers your tank's equiptment, home ect, but will not cover anything living within your tank. I think you shouldn't have a problem getting your floor repaired.
Keep us up to date,
Whiskey
__________________
Mr. Jive/Dr. Heckyll
Life is never more fun, then when your the Underdog
Competing against the Giants.
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03-15-2006, 10:41 AM
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#11
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Big Fishy
Join Date: Feb 2006
Location: Denver, Colorado
Posts: 537
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Quote:
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Originally Posted by Isda
For a minute there I thought he was in Hawaii too. Sorry about the floor, I feel for you. The good thing is that the inhabitants are doing ok BTW, I didn't think that home owner insurance covered these type accidents. Don't know where I heard this.
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Actually what you probably heard is that renter's insurance does not cover water damage which is true(this sucks for me, but hey, I have a solid cement floor which is great for me), homeowner's however does cover such damage as long as you have good insurance.
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03-15-2006, 12:52 PM
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#12
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Shark
Join Date: Nov 2005
Location: Toledo OH
Posts: 4,889
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OUCH...that sucks! 
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Nano reef in the works
TIM MADE ME DO IT, Yet Robert made him do it, yet Casey made him do it!
Yet the voices in all their heads made them do it (skeety)
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03-15-2006, 01:40 PM
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#13
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Plankton
Join Date: Feb 2006
Location: Miami, FL
Posts: 46
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Definitely Covered
FYI - I am an Independant Insurance Adjuster and have been for six years now. I have delt with more than one of these unfortunate losses. The answer to the coverage question, is yes, the damages will be covered. As mentioned above, the inhabitants of the tank would not be afforded coverage. However, any damages sustained to your home should be covered w/o question. This is assuming that you own the home and have at least a standard Dwelling Policy or Homeowners Policy.
Hope all work out for you. Feel free to drop any Insurance related Q's, as I am new to reefing and have obtained more than my fair share of valuable info from the members of this forum.
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03-15-2006, 01:50 PM
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#14
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Shark
Join Date: Dec 2004
Location: waukesha, Wisconsin
Posts: 1,294
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Picture Framed75 welcome to TRT!!
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03-15-2006, 02:01 PM
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#15
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I loves me a water change
Join Date: Aug 2003
Location: WI
Posts: 7,743
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That stinks, rookie50...I am so sorry!!
Welcome aboard Picture Framed75!! w000000000000t!!! 
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Chris
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