Ahem,,,,,,as a electrician, i think i can answer the questions on stray voltage,,,first you get a hangnail,,,,,sorry that's the cheap , ez way about it,,

first you need a DIGITAL multi-meter,,(radio shack etc) set the meter to MILLI-VOLTS,,, one lead of the meter goes to a known ground,,hopefully the ROUND hole on your outlet, the other lead in your tank,,if the meter reads "OL" you have more voltage in the tank than the meter can show,,adjust scale to a higher range(volts) have someone else start unplugging things, one at a time and watch the meter,,the item that causes the biggest drop in the culprit. stray voltage of a few milli-volts is enuf to ruin your day, and could end it !

BTW: test the stray voltage without a ground probe first(carefully,no wet hands!)then drop the probe in ,,,,if you have it , stray voltage will "go away",,powerheads, heaters(make sure you test when they are on ) even lights can induce voltage in a tank,,ya i know,,not when the canopy is 6 inches above the tank..heheh. remove the culprit if you find it, and check again in the future to make sure nothing else goes bad ,,,also, make sure you have a good , known ground (either a strap on a water pipe, or if you have plastic water pipe a ground strap near your meter outside,) if you have a sump, add a probe in there too , along with one in the tank,, a GFI outlet is needed also to make things safe for you too,,,.hope this helped ,,ask away if there is anymore questions,,
i work with 138,000 volts,,,my tanks SCARE me, and get my respect!
PS: electrical devices WILL induce a voltage to some degree in a SW tank,and not be defective,hence the need for a ground probe.