You are going to find that 130 watts of PC over a 20 gallon tank is going to make that tank's temp very hard to keep down. You will be able to keep just about anything (higher
light demanding corals towards the top) Sounds to me like a temp nightmare. I would definitely start thinking of ways that you want to cool that tank down. Evaporative cooling (made possible by a fan directed at the water) is the easiest, but you will be constantly topping off your tank. All of these headaches can be avoided if this tank has a sump, then you can have some room for evaporation, and a larger body of water that will be easier to keep cool.