I think you might be asking for some serious heat and evaporation issues if you go MH. If you are planning to keep predominately sps coral then perhaps a 70w MH would be good. The BTA would do better under less lighting, either VHOs or PCs. Whatever lighting you choose, I would also recommend an automatic
topoff system as well. The evaporation of even a 1/2 - 1" off a 20gal is enough to do serious injury to invertebrates - I know - see my recent posts. As for a protein skimmer, I think it is better with than without, but due to the small size of the tank, you could just do larger, more frequent waterchanges instead.
PS, Good liverock should be adaquate filtration for the tank, sandbed is optional.
