Picture-wise, your problem is probably that the light meter on your camera is reading a generalized value. In the bleached out pic above, about 1/4 to 1/3 of the pic is brightly lit, but almost 1/2 is dark.
If you have a spot-metering capability see if you can spot-read off the bright spots. Another possibility is if you have white balance, you can crank down the aperture that way by giving it +1, +2, etc F-stops that will darken the bleached spots. Or you can put the camera on manual and crank up the aperture value manually to compensate.
If you fill the image more with the bright part, you'll get a better exposed picture as well.
The greatest thing about digital cameras is that trial-and-error costs nothing.
